Privacy Policy

Last updated: January 15, 2024

At MoneyToday, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

1. Information We Collect

Personal Information You Provide

We may collect personal information that you voluntarily provide to us, including:

• Contact Information: Name, email address, phone number
• Newsletter Subscriptions: Email address and preferences
• Comments and Feedback: When you comment on articles or contact us
• Survey Responses: When you participate in our surveys or polls

Information Collected Automatically

When you visit our website, we may automatically collect certain information:

• Usage Data: Pages visited, time spent, click patterns
• Device Information: Browser type, operating system, IP address
• Cookies and Tracking Technologies: As described in our Cookie Policy

2. How We Use Your Information

We use the information we collect for the following purposes:

• Content Delivery: To provide you with relevant financial news, reviews, and insights
• Newsletter: To send you our weekly financial insights and updates
• Communication: To respond to your inquiries and provide customer support
• Website Improvement: To analyze usage patterns and improve our content and services
• Legal Compliance: To comply with applicable South African laws and regulations

3. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in:

• Website hosting and maintenance
• Email marketing services
• Analytics and performance monitoring
• Payment processing (if applicable)

Legal Requirements

We may disclose your information when required by law or to:

• Comply with legal obligations under South African law
• Protect our rights and property
• Prevent fraud or security threats
• Respond to government requests or court orders

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Encryption: SSL/TLS encryption for data transmission
• Access Controls: Restricted access to personal information
• Regular Security Updates: Keeping our systems up to date
• Data Minimization: Collecting only necessary information

5. Your Rights Under South African Law

Under the Protection of Personal Information Act (POPIA) and other applicable South African laws, you have the following rights:

Right to Access

You have the right to request access to the personal information we hold about you.

Right to Correction

You can request that we correct or update inaccurate or incomplete personal information.

Right to Deletion

You may request that we delete your personal information, subject to certain legal exceptions.

Right to Object

You can object to the processing of your personal information for direct marketing purposes.

Right to Data Portability

You have the right to receive your personal information in a structured, commonly used format.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience:

Essential Cookies

These cookies are necessary for the website to function properly and cannot be disabled.

Analytics Cookies

We use analytics cookies to understand how visitors interact with our website and improve our content.

Marketing Cookies

These cookies help us deliver relevant content and advertisements based on your interests.

You can manage your cookie preferences through your browser settings. Note that disabling certain cookies may affect website functionality.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

8. Children's Privacy

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

9. International Data Transfers

Your information may be transferred to and processed in countries outside of South Africa. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards.

10. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. We will securely delete or anonymize your information when it is no longer needed.

11. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date.

12. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

13. Information Officer

For purposes of POPIA compliance, our Information Officer can be contacted at:

Email: informationofficer@moneytoday.co.za

Postal Address: MoneyToday Information Officer, P.O. Box 12345, Johannesburg, 2000, South Africa