Nedbank Credit Cards 2025

Discover Nedbank's premium credit cards with Greenbacks rewards up to 4%, comprehensive travel benefits, and rates from 21.25%. Choose from Signature, Platinum, Gold, or Classic cards.

Nedbank Highlights

Greenbacks Rewards: Up to 4% back
Travel Insurance: Up to R15M
Interest Rates: 21.25% - 24.25% p.a.

Nedbank Credit Card Benefits

Greenbacks Rewards

Earn Greenbacks on every purchase and redeem for cash, airtime, or merchandise

Up to 4% back

Travel Insurance

Comprehensive travel coverage up to R15 million for Signature cardholders

Up to R15M cover

Airport Lounge Access

Complimentary access to airport lounges worldwide

Global access

Concierge Services

24/7 lifestyle assistance and travel planning

24/7 support

Golf Privileges

Access to golf courses and exclusive tournaments

Worldwide access

Purchase Protection

Protection against theft and damage for new purchases

Up to R100,000

Choose Your Nedbank Credit Card

Nedbank Signature Credit Card

Signature

Ultra-premium credit card with exclusive benefits and maximum Greenbacks rewards

Interest Rate:
21.25% p.a.
Annual Fee:
R3,000
Credit Limit:
R50,000 - R750,000
Greenbacks:
Up to 4% Greenbacks
Selected ✓

Nedbank Platinum Credit Card

Platinum

Premium credit card with excellent rewards and comprehensive benefits

Interest Rate:
22.25% p.a.
Annual Fee:
R1,800
Credit Limit:
R25,000 - R400,000
Greenbacks:
Up to 3% Greenbacks
Click to select →

Nedbank Gold Credit Card

Gold

Mid-tier card with solid rewards and essential protection benefits

Interest Rate:
23.25% p.a.
Annual Fee:
R1,200
Credit Limit:
R15,000 - R200,000
Greenbacks:
Up to 2% Greenbacks
Click to select →

Nedbank Classic Credit Card

Classic

Entry-level card with basic rewards and essential features

Interest Rate:
24.25% p.a.
Annual Fee:
R600
Credit Limit:
R5,000 - R100,000
Greenbacks:
Up to 1% Greenbacks
Click to select →

Nedbank Signature Credit Card - Complete Details

Key Features

  • Greenbacks rewards program
  • Global airport lounge access
  • Travel insurance up to R15 million
  • Concierge services 24/7
  • Golf privileges worldwide
  • Exclusive event invitations
  • Purchase protection
  • Extended warranty
  • Cell phone insurance
  • Luxury hotel benefits

Greenbacks Rewards

Program: Greenbacks
Earn Rate: Up to 4% Greenbacks
Categories:
• Fuel: 4% Greenbacks
• Travel: 4% Greenbacks
• Dining: 3% Greenbacks
• Groceries: 2% Greenbacks
• General purchases: 1% Greenbacks

Requirements

  • Minimum income R75,000 per month
  • Excellent credit score (750+)
  • Nedbank Private Banking relationship
  • Comprehensive affordability assessment
  • Professional/executive occupation
  • Clear credit record
  • Proven banking history
  • High net worth individual

Greenbacks Rewards Calculator

Your Spending

Greenbacks Basic
R0 - R4,999 monthly spend
1x rewards
Greenbacks Silver
R5,000 - R14,999 monthly spend
1.2x rewards
Greenbacks Gold
R15,000 - R29,999 monthly spend
1.5x rewards
Greenbacks Platinum
R30,000 - R49,999 monthly spend
1.75x rewards
Greenbacks Diamond
R50,000+ monthly spend
2x rewards

Your Greenbacks Rewards

Enter your monthly spending to see your potential Greenbacks rewards

Selected Tier Benefits

  • Base reward rates
  • Standard redemption
  • Basic customer service

How to Apply for Nedbank Credit Cards

1

Select Your Card

Choose the Nedbank credit card that suits your lifestyle

Duration: 10 minutes
Compare featuresReview income requirementsCheck fees and ratesUnderstand Greenbacks
2

Pre-qualification

Check if you meet the basic requirements

Duration: 5 minutes
Income verificationCredit score reviewEmployment checkBanking relationship
3

Online Application

Complete application online or at branch

Duration: 25 minutes
Personal detailsEmployment informationFinancial dataAccount preferences
4

Document Submission

Upload or submit required documents

Duration: 20 minutes
ID documentProof of incomeBank statementsProof of residence
5

Credit Evaluation

Nedbank assesses your creditworthiness

Duration: 2-7 days
Credit bureau checkIncome verificationEmployment confirmationRisk assessment
6

Card Delivery

Receive and activate your new card

Duration: 7-14 days
Card deliveryPIN setupAccount activationGreenbacks enrollment

Expert Tips for Nedbank Credit Cards

Maximize Greenbacks Tiers

Increase monthly spending to reach higher tiers for bonus rewards and exclusive benefits

Use for High-Reward Categories

Focus spending on fuel and travel for maximum 4% Greenbacks returns

Leverage Travel Benefits

Use comprehensive travel insurance and lounge access for significant value

Track Your Spending

Monitor monthly spending to optimize your Greenbacks tier status

Redeem Strategically

Save Greenbacks for high-value redemptions or cash back options

Combine Banking Products

Use multiple Nedbank products to enhance your overall relationship

Frequently Asked Questions

How do Greenbacks tiers work?

Greenbacks tiers are based on your combined monthly spending across all Nedbank products. Higher tiers offer bonus multipliers, with Diamond tier doubling your rewards for spending R50,000+ monthly.

What's the highest Greenbacks reward rate?

The Signature card offers up to 4% Greenbacks on fuel and travel purchases, which can be doubled to 8% for Diamond tier members spending R50,000+ monthly.

Can I redeem Greenbacks for cash?

Yes, Greenbacks can be redeemed for cash back, statement credits, airtime, shopping vouchers, or merchandise. Cash redemptions typically offer the best value.

How long does Nedbank credit card approval take?

Nedbank credit card approval typically takes 2-7 business days for complete applications. Premium cards like Signature may take longer due to additional verification requirements.

Do Greenbacks rewards expire?

Greenbacks rewards don't expire as long as you maintain an active Nedbank relationship and use your card regularly. Account inactivity may result in rewards forfeiture.

Important Information

Before You Apply

  • • Review your credit score and history
  • • Ensure you meet income requirements
  • • Consider your spending for Greenbacks
  • • Compare cards based on benefits needed
  • • Prepare all required documentation

Contact Nedbank

  • Phone: 0860 555 111
  • Online: www.nedbank.co.za
  • App: Nedbank Money App
  • Branch: Visit any Nedbank branch
  • Hours: Monday-Friday 9AM-3:30PM

Disclaimer: Interest rates, fees, and terms are subject to change. Credit approval depends on Nedbank's assessment. Greenbacks rewards and tiers are subject to program terms. This information is for general guidance only and does not constitute financial advice.