Absa Credit Cards 2025
Discover Absa's premium credit cards with rewards up to 3%, comprehensive travel benefits, and competitive rates from 20.75%. Choose from Premier, Gold, Classic, or Student cards.
Absa Highlights
Absa Credit Card Benefits
Absa Rewards
Earn rewards on every purchase and redeem for cash, airtime, or merchandise
Travel Insurance
Comprehensive travel coverage up to R12 million for Premier cardholders
Purchase Protection
Protection against theft, damage, or defective goods
Extended Warranty
Extend manufacturer warranties by up to 24 months
Airport Lounge Access
Complimentary access to airport lounges worldwide (Premier)
Concierge Services
24/7 lifestyle and travel assistance (Premier)
Choose Your Absa Credit Card
Absa Premier Credit Card
PremierPremium credit card with exclusive benefits and maximum rewards
Absa Gold Credit Card
GoldMid-tier card with solid rewards and comprehensive protection
Absa Classic Credit Card
ClassicEntry-level card with basic rewards and essential features
Absa Student Credit Card
StudentDesigned for students with educational benefits and low fees
Absa Premier Credit Card - Complete Details
Key Features
- Absa Rewards program
- Travel insurance up to R12 million
- Comprehensive purchase protection
- Extended warranty coverage
- Airport lounge access
- Concierge services
- Golf privileges
- Exclusive event access
- Priority customer service
- Global acceptance
Absa Rewards
Requirements
- Minimum income R45,000 per month
- Excellent credit score (700+)
- Absa Premier Banking relationship
- Professional occupation
- Clean credit record
- Comprehensive affordability check
- Existing Absa client preferred
- Stable employment history
Absa Rewards Calculator
Your Spending
Your Absa Rewards
Enter your monthly spending to see your potential Absa rewards
Selected Tier Benefits
- Base reward rates
- Standard customer service
- Basic redemption options
How to Apply for Absa Credit Cards
Choose Your Card
Select the Absa credit card that matches your needs
Eligibility Check
Verify you meet the minimum requirements
Complete Application
Fill out online application or visit branch
Submit Documents
Provide required documentation
Credit Assessment
Absa reviews your application
Card Activation
Receive and activate your new card
Expert Tips for Absa Credit Cards
Optimize Rewards Tiers
Increase monthly spending to reach higher reward tiers for bonus multipliers
Focus on High-Reward Categories
Use your card for fuel and travel purchases to maximize 3% rewards
Leverage Travel Benefits
Use comprehensive travel insurance and lounge access for maximum value
Monitor Your Spending
Track monthly spending to optimize your rewards tier status
Redeem Wisely
Compare redemption options - cash back often offers the best value
Combine Banking Products
Use multiple Absa products to strengthen your banking relationship
Frequently Asked Questions
How do Absa Rewards tiers work?
Absa Rewards tiers are based on your monthly spending across all Absa products. Higher tiers offer bonus multipliers on your rewards, with Diamond tier doubling your rewards for spending R50,000+ monthly.
What's the maximum rewards rate with Absa?
The Premier card offers up to 3% Absa Rewards on fuel and travel, which can be doubled to 6% for Diamond tier members with monthly spending of R50,000+.
Can I redeem Absa Rewards for cash?
Yes, Absa Rewards can be redeemed for cash back, statement credits, airtime, shopping vouchers, or merchandise. Cash redemptions typically provide the best value for your rewards.
How long does Absa credit card approval take?
Absa credit card approval typically takes 3-7 business days for complete applications. Premier cards may take longer due to additional verification and premium service standards.
Do Absa Rewards expire?
Absa Rewards don't expire as long as you maintain an active Absa relationship and use your card regularly. Account inactivity may result in rewards forfeiture after 12 months.
Important Information
Before You Apply
- • Check your credit score and history
- • Ensure you meet income requirements
- • Consider your spending for rewards tiers
- • Compare cards based on your needs
- • Prepare all required documentation
Contact Absa
- • Phone: 0860 111 111
- • Online: www.absa.co.za
- • App: Absa Banking App
- • Branch: Visit any Absa branch
- • Hours: Monday-Friday 8:30AM-3:30PM
Disclaimer: Interest rates, fees, and terms are subject to change. Credit approval depends on Absa's assessment. Absa Rewards and tiers are subject to program terms. This information is for general guidance only and does not constitute financial advice.